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Emigrating from the EU: Your Stress-Free New Start in Europe
The dream of living abroad doesn't have to remain a dream. The European Union offers numerous opportunities for a fresh start. Would you like to know what steps are necessary for a successful emigration from the EU? Find out more in our personal consultation and start your future today!
The topic short and concise
The dream of living abroad doesn't have to remain a dream. The European Union offers numerous opportunities for a fresh start. Would you like to know what steps are necessary for a successful emigration from the EU? Find out more in our personal consultation and start your future today!
The dream of living abroad doesn't have to remain a dream. The European Union offers numerous opportunities for a fresh start. Would you like to know what steps are necessary for a successful emigration from the EU? Find out more in our personal consultation and start your future today!
The dream of living abroad doesn't have to remain a dream. The European Union offers numerous opportunities for a fresh start. Would you like to know what steps are necessary for a successful emigration from the EU? Find out more in our personal consultation and start your future today!
Planning to emigrate from the EU? This article provides a comprehensive guide on all important aspects, from legal regulations to tax tips. Discover how to make your move smooth and which countries offer the best conditions for your new start.
Introduction to Emigrating from the EU
Planning to emigrate from the EU? Such a step requires careful planning and preparation. Thanks to freedom of movement, the European Union offers numerous opportunities for a fresh start in another member state. But what motivates Germans to leave their home country and settle in another EU country? And what benefits does EU freedom of movement actually offer?
Why are Germans drawn to EU countries abroad?
There are various reasons that drive people to move to another EU country. Often it is career opportunities that are decisive. Others seek a higher quality of life or hope for tax advantages. Individual needs are as diverse as the people themselves.
Individual Needs and Motivations
The decision to emigrate from the EU is often shaped by personal priorities. Some of the most common reasons are:
Job opportunities: New career paths and better earning potential.
Quality of life: A more relaxed life, better weather, or a more attractive environment.
Tax advantages: Lower tax burden or special offers for expats.
Many are drawn to Portugal, for instance, with its pleasant climate and tax incentives. Others prefer Scandinavian countries with their high quality of life and good work-life balance. It is important to clearly define your personal priorities before taking the plunge. We at GoMovin are happy to support you in making the right decision and ensuring a smooth relocation. Our planning experts help you consider all aspects of your move.
The Benefits of EU Freedom of Movement
EU freedom of movement is a key advantage for anyone looking to move within the European Union. It allows EU citizens to live and work in any member state without needing a visa or work permit. This greatly simplifies the relocation process compared to countries outside the EU.
Living and Working Without a Visa
Thanks to EU freedom of movement, you can stay in another EU country for up to three months without further formalities. For a longer stay, registration with the local authorities is required. This makes emigrating from the EU straightforward and accessible. More information on freedom of movement can be found on Perspektive Ausland.
Permanent Residence Right After Five Years
After five years of legal residence in an EU country, you automatically acquire the right to permanent residence. This right grants you unrestricted access to the labour market and social benefits. It also offers increased protection against expulsion. Family members who are not EU citizens may also obtain a residence permit under certain conditions. We assist you with all legal questions regarding your relocation. Our relocation assistance also includes advice on residence rights and visas.
Top Destinations: Find your ideal EU migration country
Destination countries for German emigrants within the EU
Choosing the right destination country is crucial for a successful new start abroad within the EU. There are many attractive destinations, each offering different advantages. Popular countries like Austria and Switzerland score with their proximity and cultural similarities, while Portugal attracts with tax benefits and a high quality of life. The Scandinavian countries are also very popular.
Popular destinations and their advantages
The decision for a specific country strongly depends on your personal preferences and goals. Here are some of the most popular destinations and their respective advantages:
Austria and Switzerland: Proximity and cultural similarities
Austria and Switzerland are particularly popular with German emigrants looking for a familiar environment. The cultural and linguistic similarities make integration easier. In addition, both countries offer a high quality of life and good job opportunities. According to Destatis, Switzerland was the most popular European destination for German emigrants at the beginning of 2023, followed by Austria. We help you understand the characteristics of each country and prepare optimally. Our planning experts support you with all questions regarding your move.
Portugal: Tax benefits and quality of life
Portugal has become a real hotspot for emigrants in recent years. The country offers not only a pleasant climate and beautiful scenery but also attractive tax advantages, especially for retirees. The so-called NHR regime (Non-Habitual Resident) allows foreign income to be received tax-free for a period of ten years. This makes Portugal a particularly attractive destination for retirees. You can find more information about the benefits of Portugal in our article on emigrating to Portugal.
Scandinavia: High quality of life and work-life balance
The Scandinavian countries are known for their high quality of life, progressive social systems, and balanced work-life balance. Countries like Sweden, Norway, and Denmark also offer good job opportunities in various sectors. However, the cost of living in Scandinavia is comparatively high. Nevertheless, many people are drawn there because of the high living standards and good working conditions. We are happy to advise you on the pros and cons of the different countries and help you make the best decision for your future.
Tax aspects in different EU countries
The tax frameworks play an important role in choosing the destination country. The tax systems differ significantly between the various EU countries. It is therefore advisable to obtain comprehensive information in advance and, if necessary, seek professional advice.
Bulgaria: 10% Tax
Bulgaria attracts with a low tax rate of 10% on income and corporations. This makes the country an attractive destination for entrepreneurs and freelancers. However, you should also consider the other living conditions and cultural differences. More information about Bulgaria can be found in our article on emigrating to Bulgaria.
Greece and Italy: Favourable conditions for freelancers/retirees
Greece and Italy offer favourable conditions for freelancers and retirees. Both countries have initiated special tax programs to attract foreign specialists and retirees. For example, retirees in Greece benefit from a flat tax of 7% on their foreign income. We help you understand and optimally utilize the tax advantages of the different countries. Residence Abroad provides an overview of recommended EU residency states.
Portugal (NHR): Tax-free foreign income (limited period)
As mentioned earlier, Portugal offers with the NHR regime the opportunity to receive foreign income tax-free for a period of ten years. This applies particularly to pensions, dividends, and rental income. However, certain conditions must be met to benefit from this program. We are happy to advise you on the details and help you with the application process.
Mastering Bureaucracy: How to Achieve a Smooth Emigration
Legal and Bureaucratic Aspects of Emigration
The legal and bureaucratic aspects of emigration should not be underestimated. Numerous formalities need to be completed and deadlines met. Careful planning and preparation are therefore essential. At GoMovin, we help you stay on top of things and complete all necessary steps in a timely manner.
Registration and Deregistration
The registration in the destination country and deregistration in Germany are important steps when emigrating. In most EU countries, there is a registration requirement within a certain period after arrival. In Germany, you must also deregister if you are relocating your residence permanently abroad.
Registration Requirements in the Destination Country
In most EU countries, you must register with local authorities within a certain period. The exact regulations vary from country to country, so inform yourself in good time about the applicable rules in your destination country. EU freedom of movement simplifies the process, but local laws must still be observed.
Deregistration in Germany: What to Consider?
If you are permanently relocating your residence abroad, you must deregister in Germany. This is usually possible at the relevant registration office. Deregistration is important, for example, to continue receiving child benefits or to claim certain tax benefits. We support you with all the formalities concerning deregistration in Germany.
Social Security and Health Insurance
Social security and health insurance are important aspects to consider when emigrating. Within the EU, you are entitled to medical care thanks to the European Health Insurance Card (EHIC). However, for a longer stay, you will need health insurance in the host country.
European Health Insurance Card (EHIC)
The European Health Insurance Card (EHIC) allows you to access medical care in all EU countries. You are entitled to the same benefits as citizens of the respective country. However, the EHIC usually only covers emergency treatments. For a longer stay, you need more comprehensive health insurance.
Private Health Insurance: Continuation or New Contract?
If you are privately insured in Germany, the question arises as to whether you should continue your private health insurance or take out a new insurance policy in the host country. Continuing your German insurance may be possible, but the benefits may be limited to the German level. A new contract in the host country can be advisable to ensure more comprehensive coverage. The European Consumer Centre provides information on health insurance abroad in the EU.
Transfer of Social Benefits
Transferring social benefits within the EU is generally possible. For example, you can transfer your pension entitlements to another EU country. Unemployment benefits can also be claimed abroad under certain conditions. Make sure to inform yourself in advance about the applicable regulations and requirements.
Bank Accounts and Finances
Managing your bank accounts and finances is another important aspect of emigration. It is advisable to maintain a German current account for transitional payments. Using SEPA for cross-border payments can also be beneficial.
Maintaining a German Current Account
It may be sensible to maintain a German current account for transitional payments. This facilitates processing payments in Germany or transferring money abroad. However, you should also keep an eye on the fees and conditions of your account.
SEPA for Cross-Border Payments
SEPA (Single Euro Payments Area) allows cross-border payments in euros up to an amount of 50,000 euros. The fees for SEPA transfers are generally the same as for domestic transfers. This facilitates managing your finances while abroad in the EU.
Termination of Contracts (Loans, Insurance, Building Savings Contracts)
Before emigrating, you should review your contracts (loans, insurance, building savings contracts) and terminate or adjust them if necessary. For loans with a variable interest rate, you generally have a termination right with a notice period of three months. For fixed-rate loans, the contractual conditions apply. For insurance and building savings contracts, there are also specific notice periods and conditions to bear in mind. We assist you with the termination and adjustment of your contracts.
Setting the Course for Your Finances: Securing Your Move Abroad
Financial Preparation for Emigration
Solid financial preparation is essential for a successful emigration. It's important to terminate or adjust existing contracts, consider tax aspects, and inform yourself about double taxation agreements. With the right planning, you can avoid financial pitfalls and optimally plan your new start abroad in the EU.
Terminating and Adjusting Existing Contracts
Before moving, you should carefully review your existing contracts and, if necessary, terminate or adjust them. This particularly concerns Riester pensions, car insurance, and private liability insurance. Early consideration of these issues helps to avoid unnecessary costs and bureaucratic hurdles.
Riester Pension: Termination vs. Contribution Adjustment
With a Riester pension, you should carefully weigh whether to terminate the contract or adjust the contributions. Termination can lead to the repayment of allowances and tax benefits. Adjusting contributions or temporarily suspending the contract might therefore be more sensible. Seek advice from an expert to make the best decision for your individual situation.
Car Insurance: Termination and No-Claims Discount
You need to terminate your car insurance when moving abroad. In the destination country, you will require a new insurance policy. Check whether you can transfer your no-claims discount. This is not always possible, but it is worth inquiring. The European Consumer Centre offers information on terminating insurance policies.
Private Liability Insurance: Validity Abroad
Check whether your private liability insurance is also valid abroad. In some cases, temporary coverage exists as long as you still have a residence in Germany. For a permanent stay abroad, however, you will need a separate liability insurance policy in the destination country.
Tax Advice and Double Taxation Agreements
The tax aspects of emigration are complex and should not be underestimated. It is advisable to seek advice from a tax consultant to avoid double taxation and utilize tax planning opportunities in the destination country.
Avoiding Double Taxation
To avoid double taxation, Germany has concluded double taxation agreements with many countries. These agreements regulate which country has the right to tax certain income. Inform yourself about the agreement with your destination country to ensure that you are not taxed twice. Deutsche im Ausland e.V. offers information on taxes abroad.
Tax Planning Opportunities in the Destination Country
Utilize the tax planning opportunities in your destination country. Some countries offer special tax programs for emigrants, such as the NHR regime in Portugal. Inform yourself about the opportunities and seek advice from a tax consultant to optimize your tax burden. We assist you in finding a competent tax advisor in your destination country.
Securing a Job: How to Succeed in Integrating into the EU Labour Market
Work and Profession in the EU Abroad
A new job is an important step into a new life for many emigrants. The recognition of professional qualifications, job search, and integration into the job market are central challenges. However, with the right preparation and support, you can successfully overcome these hurdles.
Recognition of Professional Qualifications
Before emigrating, you should check whether your professional qualifications are recognised in the destination country. This is particularly important for regulated professions such as doctors, teachers, or engineers. There are online tools and relevant ministries that can assist you with recognising your qualifications.
Online Tools and Relevant Ministries
Use online tools and contact the relevant ministries to get information about the recognition of your professional qualifications. The European Commission offers, for example, a database with information on the recognition of professional qualifications in EU countries. The national authorities of your destination country can also assist you further.
Job Search and Job Market Integration
The job search in the EU abroad can be a challenge. Use the support of employment agencies and find out about the local job market. The EU Blue Card can also be an option for highly qualified professionals.
Support from Employment Agencies
The employment agencies in your destination country can assist you in your job search. They provide information on job vacancies, advise you on compiling your application documents, and connect you with potential employers. Use this support to increase your chances in the job market.
EU Blue Card for Highly Qualified Professionals
The EU Blue Card is a residency and work permit for highly qualified professionals from non-EU countries. It allows you to work and live in an EU country. However, the requirements for obtaining an EU Blue Card are strict. You need a university degree and a job offer with a certain minimum salary. Foreign Prospect offers information on the EU Blue Card.
Self-Employment and Business Start-Up
Self-employment and business start-up in the EU abroad are generally simple thanks to the freedom of movement for the self-employed. However, there are some things to consider, such as compliance with local regulations and organising social security.
Freedom of Movement for the Self-Employed
Thanks to the freedom of movement for the self-employed, you can set up a business or offer your services in any EU country. You just need to register with the relevant authorities and comply with local regulations. Find out in advance about the legal and tax framework conditions for the self-employed in your destination country.
Support for Foreign Entrepreneurs
Many EU countries offer support for foreign entrepreneurs. This can take the form of funding programmes, advisory services, or networks. Take advantage of these offers to successfully build your business.
Mastering Integration: How to Settle in the EU Abroad
Living in an EU country: Integration and Daily Life
Besides the legal and financial aspects, integration into the new environment also plays a crucial role in a successful relocation. Learning the language, understanding the culture, and adapting to the cost of living are central challenges.
Language and Culture
Learning the language is key to integration. Attend language courses and try to communicate with locals as much as possible. Understanding cultural peculiarities also helps to avoid misunderstandings and to settle in more quickly.
Language Courses and Cultural Peculiarities
Attend language courses to learn the local language. Familiarize yourself with the cultural peculiarities of your destination country to avoid cultural blunders. Reading books, watching films, and interacting with locals can also aid in better understanding the language and culture.
Housing and Cost of Living
The cost of living can vary significantly across different EU countries. Research in advance about the costs of housing, groceries, transport, and leisure activities. Use online tools like Numbeo to compare the cost of living.
Comparing Cost of Living (Numbeo)
Numbeo is an online database that allows you to compare the cost of living in various cities and countries. It provides information on prices for housing, groceries, transport, leisure activities, and more. Use this tool to get an overview of costs in your destination country.
Safety and Quality of Life
Both safety and quality of life are important factors when choosing a destination country. Investigate the Global Peace Index and other indicators that measure the quality of life in different countries.
Global Peace Index
The Global Peace Index measures the level of peacefulness in various countries. It considers factors such as crime, political stability, and military conflicts. A high score on the Global Peace Index indicates a high level of safety and quality of life. Deutsche im Ausland e.V. provides information about safety abroad.
Worry-free in retirement: How to plan your move abroad as a retiree
Emigrating as a Pensioner within the EU
Many pensioners dream of spending their retirement abroad within the EU. A residence in an EU country enables you to continue receiving your pension and benefit from the advantages of the respective country. However, there are some things to consider, such as the taxation of pensions and healthcare.
Residence in an EU country and Receiving a Pension
You can easily move your residence to another EU country and continue to receive your pension. However, inform your pension insurance about your move so that payments can continue to be correctly processed. The taxation of your pension may also change, depending on the double taxation agreement between Germany and your destination country.
Taxation of Pensions Abroad
The taxation of pensions abroad is complex and depends on the double taxation agreement between Germany and your destination country. In some cases, your pension continues to be taxed in Germany, in other cases in the destination country. Inform yourself in advance about the applicable regulations and seek advice from a tax consultant.
Portugal as an Attractive Destination for Pensioners (Tax Benefits)
Portugal is a particularly attractive destination for pensioners because it offers attractive tax benefits. The NHR regime allows foreign pensions to be received tax-free for a period of ten years. This makes Portugal a popular destination for retirees from across Europe.
Healthcare in Retirement
Even in retirement, good healthcare is important. Thanks to the European Health Insurance Card (EHIC), you are entitled to medical care in all EU countries. However, for a longer stay, you will need more comprehensive health insurance in the host country.
European Health Insurance Card (EHIC)
The European Health Insurance Card (EHIC) allows you access to medical care in all EU countries. You are entitled to the same services as the citizens of the respective country. However, the EHIC generally only covers emergency treatments. For a longer stay, more comprehensive health insurance is required.
Long-term Health Insurance in the Host Country
For a permanent stay abroad in the EU, you need long-term health insurance in the host country. You can either take out private health insurance or integrate into the public health system. Find out about the different options and choose the insurance that suits you best.
Recognising Challenges: How to Avoid Pitfalls When Emigrating
Pitfalls and Challenges of Emigrating
Emigrating is not always easy and comes with some challenges. Unexpected costs, bureaucratic hurdles, language barriers, and cultural differences can complicate starting anew. It is therefore important to prepare for these challenges and develop strategies to overcome them.
Unexpected Costs and Bureaucratic Hurdles
Unexpected costs can quickly blow the budget. Therefore, plan for a buffer for unforeseen expenses. Bureaucratic hurdles can also delay the moving process. Make sure to inform yourself in advance about the necessary formalities and, if needed, seek professional assistance.
Language Barriers and Cultural Differences
Language barriers can complicate communication and hinder integration. Participate in language courses and try to communicate with locals as much as possible. Cultural differences can also lead to misunderstandings. Familiarise yourself with the customs of your destination country and adapt your behaviour accordingly.
Loneliness and Social Isolation
Loneliness and social isolation are common issues for emigrants. Build a new social network by joining clubs, attending events, or volunteering. Contact with other emigrants can also help you settle in more quickly.
Successfully taking off: How to succeed with your new start in the EU
Conclusion: Successfully Emigrating within the EU
Emigrating within the EU offers numerous opportunities and possibilities for a fresh start. With careful planning and preparation, personalised advice and support, and a willingness to integrate locally, you can make your dream of living abroad in the EU a reality.
Planning and Preparation as the Key to Success
Comprehensive planning and preparation are the key to success. Familiarise yourself with the legal, financial, and cultural aspects of your destination country. Create a timeline and a budget, and organise your move meticulously. Our planning experts will help you take all aspects of your relocation into account.
Individual Advice and Support
Seek individual advice and support. A tax advisor can assist with tax queries, a solicitor with legal issues, and a moving company with organising your move. We at GoMovin offer you comprehensive support with all questions concerning your relocation.
The Importance of Integration Locally
Integration locally is crucial for a successful life abroad in the EU. Learn the language, build connections with locals, and adapt to the local culture. The better you integrate, the more comfortable you will feel in your new home.
Moving abroad within the EU is a big step that requires careful consideration. However, with the right preparation and support, you can overcome all challenges and realise your dream of living abroad. We at GoMovin are happy to assist you. From the initial planning to your arrival in your new home - we support you every step of the way. Our logistics experts ensure the smooth transport of your belongings. Contact us today to start your personalised consultation and make your move stress-free.
Further useful links
Die Destatis provides detailed statistical data on the migration of Germans within the EU.
Das Europäische Verbraucherzentrum provides information on important aspects of health insurance when moving abroad within the EU.
FAQ
Welche Länder innerhalb der EU sind für deutsche Auswanderer besonders attraktiv?
Austria and Switzerland are popular due to their cultural and linguistic similarities. Portugal attracts with tax benefits and high quality of life. The Scandinavian countries are also appealing due to their high living standards.
Welche Vorteile bietet die EU-Freizügigkeit beim Auswandern?
The EU freedom of movement allows EU citizens to live and work in any member state without a visa or work permit. After five years of legal residence, you gain the right of permanent residence.
Wie wirkt sich die Auswanderung auf meine Sozialversicherung und Krankenversicherung aus?
Within the EU, you are entitled to medical care thanks to the European Health Insurance Card (EHIC). However, for a longer stay, you will need a health insurance in the host country.
Was muss ich bei der Kündigung von Verträgen (z.B. Riester-Rente, Kfz-Versicherung) beachten?
Check your contracts for notice periods and conditions. Cancelling a Riester pension may lead to repayment of allowances. You must terminate your car insurance when moving abroad.
Wie kann ich Doppelbesteuerung vermeiden, wenn ich ins EU-Ausland auswandere?
Germany has signed double taxation agreements with many countries. Inform yourself about the agreement with your destination country and consult a tax advisor.
Welche steuerlichen Vorteile bietet Portugal für Auswanderer?
Portugal offers the possibility with the NHR regime to receive foreign income tax-free for a period of ten years. This applies particularly to pensions, dividends, and rental income.
Wie finde ich einen Job im EU-Ausland?
Take advantage of the support from employment agencies in your destination country. Find out about the local job market and check whether your professional qualifications need to be recognized.
Welche Rolle spielt die Sprache bei der Integration im EU-Ausland?
Learning the local language is key to integration. Participate in language courses and try to communicate as much as possible with locals.
