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Emigrating to Switzerland: Your comprehensive guide for a successful new start
Dreaming of a life in Switzerland? Emigrating can be an exciting yet challenging experience. GoMovin supports you in making this transition as smooth as possible. Learn more about our comprehensive services on our contact page and start your Swiss adventure with us!
The topic short and concise
Dreaming of a life in Switzerland? Emigrating can be an exciting yet challenging experience. GoMovin supports you in making this transition as smooth as possible. Learn more about our comprehensive services on our contact page and start your Swiss adventure with us!
Dreaming of a life in Switzerland? Emigrating can be an exciting yet challenging experience. GoMovin supports you in making this transition as smooth as possible. Learn more about our comprehensive services on our contact page and start your Swiss adventure with us!
Dreaming of a life in Switzerland? Emigrating can be an exciting yet challenging experience. GoMovin supports you in making this transition as smooth as possible. Learn more about our comprehensive services on our contact page and start your Swiss adventure with us!
Are you planning to emigrate to Switzerland? Find out what requirements you need to meet, which documents are required, and how GoMovin can assist you every step of the way. Get informed now!
Are you planning to move to Switzerland? Switzerland is becoming increasingly popular as a destination for expatriation, especially for German citizens. This comprehensive guide offers you a detailed overview of all the important aspects you should consider for a successful new start in Switzerland. At GoMovin, we understand that an international move is a big challenge. That's why we offer you comprehensive support to make the process as smooth and stress-free as possible.
Why Switzerland is an attractive destination
Switzerland has a strong appeal to expatriates for various reasons. One of the main reasons is the higher salaries and living standards. On average, you can expect an income 60% higher than in Germany. Even after deducting living costs, a higher quality of life usually remains. The economic stability and flourishing job market also contribute to Switzerland's attractiveness. There is a shortage of skilled workers, which offers excellent job opportunities for qualified professionals.
Another advantage is the geographical proximity and cultural similarity to Germany. This makes it easier to integrate and build a new life in Switzerland. However, there are also challenges to overcome. You should definitely consider the high cost of living, especially for rent, health insurance, and childcare. A place in daycare, for example, can cost around 130 CHF per day. Bureaucratic hurdles and the need for either a job contract or financial independence can also present challenges. Understanding Swiss German is beneficial for better integration into society.
Who benefits from moving to Switzerland?
Particularly, professionals in sought-after industries such as mechanical engineering, the chemical industry, and healthcare benefit from moving to Switzerland. German citizens also enjoy the advantage of free movement (EU/EFTA), which makes immigration easier. Well-educated professionals in their 40s often find attractive career opportunities in Switzerland. The country has experienced an increase in immigration from Germany for years. In 2024, around 21,000 Germans moved to Switzerland, attracted by the higher Swiss salaries and the shortage of skilled workers. This trend is due not only to Switzerland's attractiveness but also to the economic situation in Germany.
Challenges and disadvantages
Despite the many advantages, there are also some challenges and disadvantages you should consider when moving to Switzerland. The high cost of living is a significant factor. Rent, health insurance, and childcare can heavily strain the budget. It is important to learn about the costs in advance and create a realistic budget. The bureaucratic hurdles should also not be underestimated. Immigration regulations are strict, and a job contract or proof of financial independence is usually required. Language skills are also an important factor. Although German is spoken in many regions, understanding Swiss German is advantageous for better integration into society. At GoMovin, we are happy to support you in overcoming these challenges and help you achieve a successful start in Switzerland.
Immigration requires valid papers and financial means
To successfully emigrate to Switzerland, you must meet certain requirements. These primarily concern visa regulations, financial prerequisites, and language skills. The specific requirements depend on your nationality and the purpose of your stay. It is important to acquaint yourself with the applicable regulations at an early stage and take the necessary steps.
Visa Regulations and Residence Permits
Due to freedom of movement, EU/EFTA citizens face fewer restrictions. However, they require a residence permit (Permit L, B, C) to stay in Switzerland for more than 90 days. Non-EU/EFTA citizens (e.g., Britons post-Brexit) must apply for a visa *before* entering and provide proof of financial independence, health insurance, and accommodation. There are different types of residence permits, which vary in their duration and associated rights: The Permit L is a short-term residence permit, Permit B is a residence permit, Permit C is a settlement permit, Permit G is a cross-border commuter permit, and Permit Ci is a residence permit for family members of international officials.
Financial Prerequisites
An important aspect is the proof of sufficient financial resources. This is particularly important for EU/EFTA citizens without employment. As a rule of thumb, an annual income of approximately 50,000 CHF is required to emigrate to Switzerland without a job. Additionally, obtaining health and accident insurance is mandatory within three months of arrival. Switzerland has a three-tier tax system (federal, cantonal, municipal), and the tax burden can vary significantly depending on the canton. The canton of Zug is considered to have the lowest tax burden, while the average top marginal tax rate is 33.53%. It is advisable to inform yourself of the tax implications in advance and, if necessary, seek professional advice.
Language Skills
Switzerland is a multilingual country where German, French, Italian, and Romansh are spoken. Good language skills in any of these languages significantly enhance your employment prospects and integration. Even though German is spoken in many regions, understanding Swiss German is advantageous for better communication with locals. At GoMovin, we are happy to support you in preparing for emigration to Switzerland and help you meet all the necessary requirements.
Checklist for emigration: Documents, apartment, bank account
Planning a move to Switzerland requires careful preparation and organisation. A comprehensive checklist helps you keep track of everything and ensures you complete all the important steps on time. At GoMovin, we have put together a detailed checklist to assist you in planning and executing your move.
Documents and Formalities
Necessary documents include ID card/passport, birth/marriage certificate, vaccination record and proof of assets. It is important to obtain all documents in a timely manner and to have them certified if necessary. Registering and deregistering are also important formalities. You need to deregister with the German registration office and register with the Swiss municipality within 8 days. Additionally, it is advisable to register with the Swiss representation abroad within 90 days. The entry and residency regulations vary depending on nationality and purpose of stay. It is important to inform yourself about the applicable regulations early on and to initiate the necessary steps.
Finding Accommodation
Finding accommodation in Switzerland can be challenging, especially in urban areas. Required documents include employment contract/proof of finances, residence permit, ID and SCHUFA credit report. It is advisable to begin your search for accommodation early and consider various options. Online portals, estate agents, and advertisements in local newspapers can assist with your search. Ensure that the accommodation meets your requirements and budget. Rent in Switzerland is generally higher than in Germany, particularly in the cities of Zurich, Geneva, and Basel. It is important to compare rental prices and establish a realistic budget.
Bank Account and Insurance
Opening a Swiss bank account is an important step to manage your finances in Switzerland. Compare different offers and choose an account that suits your needs. Taking out health insurance is also mandatory. You have three months from your arrival in Switzerland to obtain health insurance. Compare different offers and select insurance that meets your needs. It is advisable to research the various insurance options in advance and seek professional advice if necessary.
Vehicle and Driving Licence
If you wish to bring your vehicle to Switzerland, you must register it. Your driving licence must also be converted within 12 months. Familiarise yourself with the applicable regulations and deadlines to avoid any issues. At GoMovin, we are happy to assist you with all the formalities and help ensure a smooth transition to Switzerland.
Swiss job market offers high salaries and demand for skilled workers
The Swiss job market offers attractive career opportunities and high salaries. There is a particularly high demand for skilled workers in certain sectors. If you are moving to Switzerland, you should inform yourself early about the job opportunities and the requirements of the Swiss job market.
Demanded Sectors
The demanded sectors include mechanical engineering, the chemical industry, and healthcare. In these sectors, there are many vacancies and good career prospects. Qualified professionals are also sought in the IT sector and in finance. Switzerland is a country rich in innovation with a high density of high-tech companies. If you have the relevant qualifications and work experience, you have a good chance of finding an attractive job in Switzerland. The BVA (Federal Administrative Office) offers a collection of links on important topics, including information about the job market and job offers in Switzerland.
Higher Wages and Salaries
A significant advantage of the Swiss job market is the higher wages and salaries compared to Germany. On average, you can expect 30-60% higher wages. This allows you to enjoy a higher standard of living and save more money. However, you should also consider the higher cost of living in Switzerland. In particular, rents and health insurance can significantly strain the budget. It is important to weigh the pros and cons and to create a realistic budget.
Recognition of Foreign Qualifications
If you have foreign qualifications, it is important to have them recognized in Switzerland. This is particularly true for medical professions. Find out about the recognition procedures and the required documents. Recognition of your qualifications can significantly improve your job prospects. We at GoMovin are happy to assist you with the recognition of your qualifications and help you find the right job in Switzerland.
Job Search and Application
Start your job search early and apply proactively to companies that interest you. Use online job portals, career websites, and networking events to make contacts and find out about open positions. Make sure that your application documents meet Swiss standards. A professional cover letter and a compelling resume are crucial to the success of your application. We at GoMovin offer you professional support in your job search and help you optimize your application documents.
Swiss Lifestyle: High Costs, Multilingualism, Social Security
Life in Switzerland differs in several aspects from life in Germany. It's important to learn about the specifics of the Swiss lifestyle to prepare well for relocation. At GoMovin, we provide you with an overview of the key aspects of living in Switzerland.
Costs and Finances
The cost of living in Switzerland is generally higher than in Germany. Depending on the region, you can expect to spend €5,000 - €9,000 per month for two people. In particular, rents in the cities of Zurich, Geneva, and Basel are very high. Health insurance and childcare can also significantly strain the budget. It is important to thoroughly research the costs in advance and create a realistic budget. Taxes in Switzerland vary by canton. There is a three-tier tax system (federal, cantonal, municipal), and the tax burden can vary significantly depending on the canton. The canton of Zug is considered to have the lowest tax burden, while the top tax rate averages 33.53%.
Social Security
Switzerland has a comprehensive social security system covering various aspects of life. This includes old-age provision (three pillars), health insurance, accident insurance, and unemployment insurance. The old-age provision consists of three pillars: the state AHV (Old Age and Survivors Insurance), occupational pension (pension fund), and private provision (e.g., life insurance). Health insurance is mandatory, and you can choose from different health insurers. It's advisable to learn about the different insurance options in advance and seek professional advice if needed.
Language and Culture
Switzerland is a multilingual country where German, French, Italian, and Romansh are spoken. Most Swiss people are multilingual and proficient in at least two national languages. In German-speaking Switzerland, Swiss German is mainly spoken, a dialect that differs from High German. It is beneficial to understand Swiss German to communicate better with the locals. Swiss culture is characterized by diversity and tradition. There are many regional differences, and each region has its own customs and traditions. It's important to embrace Swiss culture and integrate. At GoMovin, we are happy to support you in integrating into Swiss society and help you feel at home in your new surroundings.
Tax optimization and social security for expatriates
When moving to Switzerland, tax aspects and social insurance play an important role. It is advisable to thoroughly inform yourself in advance and seek professional advice to avoid financial disadvantages. At GoMovin, we are happy to assist you with clarifying any tax and social security questions.
Tax Implications
It is important to consider the Double Taxation Agreement between Germany and Switzerland to avoid being taxed twice on your income. To benefit from the Swiss tax system, a complete relocation of residency is needed. A dual residence could result in tax liabilities in both countries. It is advisable to consult a tax advisor to optimise the tax implications of your relocation. The cost of living in Switzerland varies greatly depending on the canton and lifestyle. It is important to create a realistic budget and take into account the various cost factors.
Social Insurance
Your German pension will generally continue to be paid after you move to Switzerland. Non-EU/EFTA emigrants have the option of voluntarily insuring themselves with AHV/IV (Old Age and Survivors' Insurance/Invalidity Insurance). This can be sensible to maintain your insurance coverage. Learn about the requirements and contributions. Social security requires careful consideration of old-age provision, health insurance, accident insurance, and unemployment insurance. Voluntary AHV/IV is possible for non-EU/EFTA migrants if certain criteria are met.
Cross-Border Commuters
Many people commute as cross-border workers between Germany and Switzerland to benefit from higher salaries in Switzerland. As a cross-border commuter, you are usually taxable in Switzerland but covered by social insurance in Germany. It is important to be informed about the tax and social insurance regulations for cross-border commuters. At GoMovin, we are happy to assist you with all questions regarding tax and social insurance.
Professional support facilitates emigration
Emigrating to Switzerland is a complex process that presents many challenges. Professional support can help you stay organized and avoid mistakes. We at GoMovin offer you comprehensive assistance with all aspects of your relocation.
Einwandern Schweiz (Agency)
Einwandern Schweiz is a full-service agency specializing in assisting German emigrants. The agency offers support with job searches, finding accommodation, applying for residence permits, and securing insurance. The agency is distinguished by comprehensive service and personalized support. You can rely on the agency's expertise and prepare for your move with confidence. The agency generally offers its services free of charge.
BVA (Federal Office of Administration)
The BVA (Federal Office of Administration) provides a collection of links to important topics related to migrating to Switzerland. There you will find information on entry requirements, residence permits, customs regulations, the job market, taxes, social security, education, housing, vehicle ownership, and citizenship. The BVA emphasizes the importance of official online sources and professional advice. The BVA's collection of links is a great starting point for your research. We at GoMovin complement this information with our expertise and offer you personalized advice.
Key Benefits of Professional Support
Here are some of the key benefits you'll gain:
Comprehensive Guidance: Expert advice on every step of the relocation process.
Time Savings: Efficient handling of paperwork and bureaucratic procedures.
Reduced Stress: Peace of mind knowing that professionals are managing your move.
Careful planning ensures a successful restart in Switzerland
Emigrating to Switzerland is a significant step that should be well thought out and planned. With the right preparation and support, you can achieve a successful new beginning in Switzerland. At GoMovin, we stand by you as a competent partner and accompany you on your journey to Switzerland.
Summary of Key Points
Switzerland offers attractive career opportunities, high salaries, and a high quality of life. However, living costs are high, and there are some bureaucratic hurdles to overcome. Careful planning, consideration of visa requirements, financial prerequisites, and language skills are crucial for the success of your emigration. Professional support can help you stay organized and avoid mistakes. The requirements for immigration include, among other things, a valid visa, sufficient financial resources, and good language skills.
Future Prospects for Emigrants in Switzerland
Switzerland will continue to be an attractive destination for emigrants in the future. The shortage of skilled workers and the high quality of life will continue to attract people from abroad. If you choose to emigrate to Switzerland, you have good prospects for a successful and fulfilling life. The number of Germans moving to Switzerland has been increasing for years, driven by higher Swiss salaries and a significant shortage of skilled labour.
Call for Careful Planning and Preparation
We recommend that you carefully plan and thoroughly prepare your emigration. Inform yourself about the various aspects of life in Switzerland, make connections, and seek professional support. With the right preparation, you can make your dream of living in Switzerland a reality. Are you ready for your move to Switzerland? GoMovin offers the moving assistance you need to navigate official procedures stress-free. Contact us today to learn more about our services and to plan your move.
Further useful links
The Welt highlights which professionals are particularly in demand in Switzerland and therefore have good prospects on the job market.
Swissinfo analyses why more and more Germans are choosing to live and work in Switzerland and explores the reasons for this trend.
The Federal Office of Administration (BVA) provides a comprehensive collection of links on relevant topics for emigrants to Switzerland, from labour market information to customs regulations.
The Federal Department of Foreign Affairs (EDA) provides information on entry and residence regulations for Switzerland.
FAQ
What advantages does emigrating to Switzerland offer for German professionals?
German professionals benefit in Switzerland from higher salaries (on average 30-60% higher), a stable job market, and a high quality of life. GoMovin helps you make the most of these benefits.
What documents do I need to emigrate to Switzerland?
You will need a valid identity card or passport, birth certificate, marriage certificate (if applicable), vaccination record, and proof of assets. GoMovin assists you in compiling all necessary documents.
How do I find suitable accommodation in Switzerland?
Finding accommodation can be a challenge. GoMovin supports you in the search for suitable apartments, preparing application documents, and contacting landlords.
What financial requirements must I meet to emigrate to Switzerland?
The general guideline is an annual income of approximately 50,000 CHF as a requirement to emigrate to Switzerland without a job. GoMovin advises you on financial matters and supports you in planning.
How does the Swiss tax system work?
Switzerland has a three-tier tax system (federal, cantonal, municipal). The tax burden varies by canton. GoMovin recommends seeking advice from a tax advisor in advance.
How can GoMovin assist me with emigrating to Switzerland?
GoMovin offers an all-in-one solution for international relocations, including personal consultation, legal assistance, property services, and cultural integration. We simplify the relocation process and make moving stress-free.
Do I need to learn Swiss German to integrate in Switzerland?
Although German is spoken in many regions, it is beneficial to understand Swiss German to better communicate with locals. GoMovin provides information and resources for language integration.
What types of residence permits are there in Switzerland and which do I need?
There are different types of residence permits (Permit L, B, C, G, Ci). The permit you need depends on your purpose of stay and nationality. GoMovin advises you on choosing the right residence permit.
