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Moving to Croatia: Your Stress-Free Fresh Start by the Mediterranean

Do you dream of living in Croatia? Sun, sea, and a relaxed lifestyle attract many expatriates. However, a move needs to be well planned. Find out what steps you need to consider, from applying for a residence permit to choosing the right place to live. Do you need support with planning? Contact us for personalised advice.

Minutes

umziehen-nach-barcelona

umziehen-nach-barcelona

12 Dec 2024

10

Minutes

Federico De Ponte

Expert for Moving Assistance at GoMovin

Do you dream of living in Croatia? Sun, sea, and a relaxed lifestyle attract many expatriates. However, a move needs to be well planned. Find out what steps you need to consider, from applying for a residence permit to choosing the right place to live. Do you need support with planning? Contact us for personalised advice.

The topic short and concise

Do you dream of living in Croatia? Sun, sea, and a relaxed lifestyle attract many expatriates. However, a move needs to be well planned. Find out what steps you need to consider, from applying for a residence permit to choosing the right place to live. Do you need support with planning? Contact us for personalised advice.

Do you dream of living in Croatia? Sun, sea, and a relaxed lifestyle attract many expatriates. However, a move needs to be well planned. Find out what steps you need to consider, from applying for a residence permit to choosing the right place to live. Do you need support with planning? Contact us for personalised advice.

Do you dream of living in Croatia? Sun, sea, and a relaxed lifestyle attract many expatriates. However, a move needs to be well planned. Find out what steps you need to consider, from applying for a residence permit to choosing the right place to live. Do you need support with planning? Contact us for personalised advice.

Planning your move to Croatia? This guide provides you with all the important information on residence permits, real estate, finances, and integration. Start your new life with ease!

Stress-Free Move to Croatia: Your Guide

Stress-Free Move to Croatia: Your Guide

Introduction: Moving to Croatia – What You Need to Know

Are you planning a move to Croatia? This step can be exciting but also challenging. We at GoMovin understand this and wish to assist you with this comprehensive guide to make your new start in the Mediterranean as smooth as possible. Whether you are relocating due to work, retirement, or simply for a change, Croatia offers many attractive opportunities.

This article provides an overview of the key aspects of emigrating to Croatia. We highlight the necessary steps and offer you valuable tips to ensure your move to Croatia is a complete success. We cover topics such as residence permits, finances, health, education, and integration. We show you what to focus on to overcome bureaucratic hurdles and settle quickly into your new home.

Our goal at GoMovin is to simplify your moving process and to support you with personal advice. We offer an all-in-one solution for international relocations, including legal support, real estate services, and cultural integration. This way, you can focus calmly on your new life in Croatia. Feel free to contact us for individual advice to optimally plan and execute your move to Croatia.

Residence permit in Croatia: How it works

Residence Permit and Bureaucracy

As an EU citizen, including Germans, you enjoy visa-free entry to Croatia. However, for a longer stay, a temporary residence permit is required. This permit is especially important if you plan to stay in Croatia for more than three months or to undertake business activities.

The application for a temporary residence permit is submitted at the relevant police administration or station. It is advisable to take care of the necessary documents early to avoid any delays. The required documents include a valid passport (which must be valid for at least three months beyond the validity of the residence permit), proof of sufficient financial means, and health insurance. German citizens can register at the German Embassy in Zagreb, which can be helpful in emergencies.

A special case is the residence permit for property owners. If you own property in Croatia, you can apply for a residence permit that is valid for up to one year and can be extended. This is particularly attractive for retirees or those planning a second home in Croatia. For stays over three months and business activities, you also need an OIB (personal identification number). This number is essential for all administrative and financial matters in Croatia. Our relocation checklist helps you keep track of all the necessary steps.

Finances in Croatia: How to Stay on Top

Finanzen und Lebenshaltungskosten

Ein wichtiger Schritt bei Ihrem Umzug nach Kroatien ist die Eröffnung eines kroatischen Bankkontos. Dies erleichtert Ihnen die Abwicklung Ihrer finanziellen Angelegenheiten vor Ort. Achten Sie dabei auf die lokalen Gebühren und Steuerregelungen, die sich von denen in Deutschland unterscheiden können. Es ist ratsam, sich vorab über die verschiedenen Banken und deren Angebote zu informieren, um das für Sie passende Konto zu finden.

Wenn Sie Deutsche Rente in Kroatien beziehen möchten, sollten Sie sich mit der Deutschen Rentenversicherung Bayern Süd und dem Hrvatski zavod za mirovinsko osiguranje (HZMO) in Verbindung setzen. Diese Stellen können Ihnen alle notwendigen Informationen und Formulare zur Verfügung stellen, um den Rentenbezug reibungslos zu gestalten. Beachten Sie, dass es Doppelbesteuerungsabkommen gibt, die Ihre Steuerlast beeinflussen können. Ein Vergleich der Lebenshaltungskosten zwischen Deutschland und Kroatien zeigt, dass importierte Waren tendenziell teurer sind, während die Gastronomiepreise leicht unter europäischem Standard liegen. Die regionalen Preisunterschiede sind ebenfalls zu berücksichtigen: Touristenzentren wie Dubrovnik und Istrien sind in der Regel teurer als das Inland.

Beim Immobilienkauf in Kroatien sollten Sie unbedingt den Grundbuchauszug prüfen und ein Treuhandkonto nutzen, um Ihre Zahlungen abzusichern. Beachten Sie auch die Grunderwerbsteuer und Notargebühren, die beim Kauf anfallen. Eine professionelle Beratung durch einen lokalen Immobilienanwalt kann Ihnen helfen, rechtliche Fallstricke zu vermeiden. Unsere Tipps zur Auswanderung geben Ihnen weitere nützliche Hinweise für Ihre finanzielle Planung.

Health Insurance in Croatia: Optimal Coverage

Health Insurance and Healthcare System

The validity of the German health insurance (EHIC) in Croatia is an important aspect to consider when moving to Croatia. The EHIC, located on the back of your insurance card, allows you access to basic medical care in Croatia. However, it is advisable to take out private supplementary insurance to have more comprehensive cover and to benefit from additional services.

The Croatian healthcare system offers good quality of medical care, especially in larger cities such as Rijeka, Zagreb, Split, and Dubrovnik. Many doctors speak German and/or English, which facilitates communication. Nevertheless, it is a good idea to inform yourself in advance about the various medical facilities and their specialisations, to quickly find the appropriate care if needed. Find out about health insurance options for non-working individuals as well.

It is important to clarify your health insurance status before moving to Croatia. Contact your German health insurance provider to ensure you are adequately covered during your stay in Croatia. A private supplementary insurance can offer you additional security and comfort, especially if you have specific medical needs. Our relocation assistance supports you with all your questions regarding your health insurance abroad.

Education for Children in Croatia: How to Ensure a Successful Start

Bildung und Familie

For families moving to Croatia, the topic of education is of great importance. The Deutsche Internationale Schule Zagreb (DISZ) offers German-language education from kindergarten to the Abitur. This is an attractive option for families who value a German educational background. Additionally, there are international schools in Zagreb that offer the International Baccalaureate (IB) Diploma. These schools are particularly suitable for children aiming for an international education.

Croatian language courses are an important part of integration. EU citizens are entitled to free introductory courses to ease entry into the Croatian language. Learning the local language is beneficial not only for children's daily school life but also for the entire family to better integrate into Croatian society. German families in Croatia may, under certain conditions, receive child benefit (Kindergeld). The eligibility is based on the economic situation and residence, not nationality. The EU social security coordination rules determine the specifics.

The school system in Croatia includes public schools, which are common, as well as private schools that offer alternative pedagogies. It is advisable to inform yourself in advance about the different types of schools and their focuses to find the right school for your child. Our planning guide supports you in selecting the appropriate educational institution for your children in Croatia.

Integration in Croatia: Quickly Gain a Foothold

Integration and Social Affairs

An important step for successful integration in Croatia is learning Croatian. This is beneficial not only for everyday communication but also for improving your job prospects. There are numerous language courses and learning materials that can help you get started with the Croatian language. Take advantage of these offerings to quickly familiarize yourself with your new home.

German-Croatian clubs provide a great opportunity to make contacts and connect with other Germans. These clubs are found in Zagreb, Split, and Varaždin. They regularly organize events and activities that help you integrate into Croatian society. The German Embassy in Zagreb offers consular support and the option for optional registration for emergencies. This can be very helpful in certain situations.

The regional differences in Croatia are diverse. The infrastructure, climate, and property prices vary greatly between Istria, the Kvarner Bay, and Dalmatia. In the northern regions, winters are colder and the infrastructure is better developed, while the southern regions offer milder winters and potentially higher property prices. Choose the region that best suits your needs and preferences. Istria, for example, offers an international atmosphere that facilitates integration.

Real Estate in Croatia: Buy or Rent?

Real Estate: Buy or Rent?

The decision between buying or renting a property in Croatia depends on various factors. For a long-term stay, you should consider buying property in residential areas to avoid isolation in the off-season. This provides you with the opportunity to establish yourself long-term in Croatia and create your own home. For a short-term stay, renting can be more flexible, as you don't have to commit long-term.

If you want to rent out your property, registration with the local authorities is required. It might be wise to consider property management to take care of the renting and maintenance of your property. The location of the property plays an important role. Consider the impact of seasonal tourism on your quality of life. In tourist areas, it can be very lively in the high season, while it is quieter in the off-season. Avoid impulsive decisions and research thoroughly.

It is advisable to seek professional advice before buying or renting a property in Croatia. A local estate agent can help you find the right property and support you through all steps of the process. Make sure to consider all legal and financial aspects to avoid unpleasant surprises. Our relocation assistance offers you comprehensive support in your property search in Croatia.

Croatia's Economy: Opportunities for Emigrants

Wirtschaftliche Aspekte und Arbeitsmarkt

Kroatien bietet eine stabile Wirtschaftslage mit moderatem Wachstum, die durch den Tourismus und EU-Förderprojekte unterstützt wird. Dies schafft Chancen für Auswanderer, die in Kroatien arbeiten oder ein Unternehmen gründen möchten. Es gibt jedoch auch Herausforderungen wie Inflation und Arbeitskräftemangel, die Sie bei Ihrer Planung berücksichtigen sollten.

Die Jobsuche in Kroatien kann über Online-Möglichkeiten, lokale Jobs oder Selbstständigkeit erfolgen. Es ist wichtig, dass Sie Ihre Qualifikationen und Erfahrungen an den kroatischen Arbeitsmarkt anpassen. Die Anerkennung ausländischer Qualifikationen ist entscheidend, um Ihre Jobchancen zu verbessern. Informieren Sie sich über die zuständigen Stellen und Verfahren, um Ihre Qualifikationen anerkennen zu lassen. Consult official government websites for information on employment and legal aspects.

Es kann notwendig sein, Ihre Karriere zu verändern, um auf dem kroatischen Arbeitsmarkt erfolgreich zu sein. Seien Sie offen für neue Möglichkeiten und bereit, sich weiterzubilden. Networking mit lokalen Unternehmen und Fachleuten kann Ihnen helfen, Kontakte zu knüpfen und Jobangebote zu finden. Unsere Hinweise zur Auswanderung geben Ihnen weitere Tipps für Ihre berufliche Integration in Kroatien.

Successfully moving to Croatia: Plan now!

Conclusion: Preparation is Key

A successful move to Croatia requires thorough research before relocating. Ensure you gather comprehensive information on all aspects of life in Croatia, from legal frameworks to cultural customs. Seek expert advice (e.g., tax advisor, real estate lawyer) to avoid pitfalls and optimise your planning.

Flexibility and a willingness to adapt are crucial to feeling comfortable in Croatia. Be open to new experiences and ready to engage with Croatian culture. Consider the pros and cons of moving to Croatia and make an informed decision. With the right preparation and mindset, nothing stands in the way of a successful new start by the Mediterranean.

At GoMovin, we are happy to support you with your move to Croatia. Our comprehensive services include planning, organising, and carrying out your move, as well as assistance with all administrative matters. This way, you can look forward to your new life in Croatia with peace of mind.

Key Benefits of Moving to Croatia

Here are some of the key benefits you'll gain:

  • Beautiful Scenery: Enjoy the stunning Adriatic coastline, picturesque islands, and charming historic towns.

  • Affordable Living: Benefit from lower living costs compared to many Western European countries, especially outside of tourist hotspots.

  • Relaxed Lifestyle: Embrace a slower pace of life, with a focus on community, family, and enjoying the outdoors.

Are you ready for your move to Croatia? Contact us today to start your customised consultation and make your move stress-free. We look forward to supporting you in your new start by the Mediterranean!

FAQ

What are the benefits for me as an EU citizen when moving to Croatia?

As an EU citizen, you enjoy visa-free entry and have the right to stay in Croatia. However, for a longer stay, you need a temporary residence permit, especially if you plan to stay longer than three months or engage in business activities.

How do I apply for a temporary residence permit in Croatia?

The application is submitted to the respective police administration or station. You will need a valid passport, proof of sufficient financial means, and health insurance. As a property owner, you can apply for a residence permit for up to one year.

What financial aspects should I consider when moving to Croatia?

It is advisable to open a Croatian bank account to facilitate your financial affairs locally. Get informed about local fees and tax regulations. If you are receiving a German pension, contact the Deutsche Rentenversicherung Bayern Süd and the Hrvatski zavod za mirovinsko osiguranje (HZMO).

How is health insurance regulated in Croatia?

The German health insurance (EHIC) is valid in Croatia, but it is recommended to have a private supplementary insurance for more comprehensive coverage. Medical care is good in larger cities like Rijeka, Zagreb, Split, and Dubrovnik.

What educational opportunities are there for children in Croatia?

The Deutsche Internationale Schule Zagreb (DISZ) offers German-language education from kindergarten to the Abitur. There are also international schools that offer the International Baccalaureate (IB) Diploma. EU citizens are entitled to free Croatian language courses.

How can I best integrate into Croatia?

Learning Croatian is crucial for integration and enhances your job prospects. German-Croatian associations in Zagreb, Split, and Varaždin offer exchange opportunities. The German Embassy in Zagreb provides consular support.

Should I buy or rent property in Croatia?

For a long-term stay, buying property in residential areas is advisable to avoid isolation in the off-season. For a short-term stay, renting can be more flexible. Consider the regional differences in property prices.

What economic opportunities does Croatia offer expatriates?

Croatia offers a stable economic situation with moderate growth, supported by tourism and EU-funded projects. However, there are also challenges such as inflation and a shortage of skilled workers. The recognition of foreign qualifications is important for job searching.

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Elenra – Hochwertige Angebote und Durchführung in den Bereichen Gartenbau, Landschaftsgärtnerei, Landschaftsarchitektur, Baugewerbe und Handwerk. Mit maßgeschneiderter Beratung und individueller Planung realisieren wir Ihre Projekte professionell.

Elenra – Hochwertige Angebote und Durchführung in den Bereichen Gartenbau, Landschaftsgärtnerei, Landschaftsarchitektur, Baugewerbe und Handwerk. Mit maßgeschneiderter Beratung und individueller Planung realisieren wir Ihre Projekte professionell.

Elenra – Hochwertige Angebote und Durchführung in den Bereichen Gartenbau, Landschaftsgärtnerei, Landschaftsarchitektur, Baugewerbe und Handwerk. Mit maßgeschneiderter Beratung und individueller Planung realisieren wir Ihre Projekte professionell.