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Moving to Finland & Kela: Your Guide for a Smooth Start!
A move to Finland is a significant step. Kela (the Finnish Social Insurance Institution) plays a central role in your social security. Learn how to register, what benefits you are entitled to, and what documents you need. For a stress-free relocation and professional support, contact us.
The topic short and concise
A move to Finland is a significant step. Kela (the Finnish Social Insurance Institution) plays a central role in your social security. Learn how to register, what benefits you are entitled to, and what documents you need. For a stress-free relocation and professional support, contact us.
A move to Finland is a significant step. Kela (the Finnish Social Insurance Institution) plays a central role in your social security. Learn how to register, what benefits you are entitled to, and what documents you need. For a stress-free relocation and professional support, contact us.
A move to Finland is a significant step. Kela (the Finnish Social Insurance Institution) plays a central role in your social security. Learn how to register, what benefits you are entitled to, and what documents you need. For a stress-free relocation and professional support, contact us.
Planning a move to Finland? Discover everything you need to know about Kela, social benefits, necessary documents, and how GoMovin can make your relocation stress-free.
Relocating to Finland and Kela: A Comprehensive Guide
Moving to Finland is an exciting step, but it should be well planned. The Kela (Social Insurance Institution) plays a central role in this, especially when it comes to your social security and financial support. This guide provides you with a comprehensive overview of the relocation process and the importance of Kela for newcomers. At GoMovin, we understand that an international move raises many questions. That’s why we want to help you with this article to prepare optimally and make the start in Finland as smooth as possible.
Overview of the Relocation Process and the Role of Kela
Before you pack your bags, it is important to familiarise yourself with the basic aspects of life in Finland. This includes understanding the Finnish social insurance system, which is managed by Kela. Kela is of great importance to many newcomers as it offers various social benefits such as health insurance, family benefits, and other social support. An information package from Kela, created in collaboration with the Supreme Financial Administration, provides you with a good initial overview. GoMovin supports you in planning and organising your move so that you can focus on the important things: your integration and new life in Finland.
Why This Guide Is Important
This guide is aimed at anyone planning a move to Finland—whether as an expatriate, retiree, or job seeker. We answer the most important questions about social benefits, integration, and the necessary steps to establish yourself in Finland. We address the specific needs of different groups and offer you practical tips and advice. With our expertise in international moves, we help you avoid typical pitfalls and make the moving process efficient. Learn more about our relocation assistance.
Moving to Finland: EU citizens benefit from free movement
Requirements for Moving to Finland
The requirements for moving to Finland largely depend on your citizenship. As an EU citizen, you enjoy certain benefits, whereas different rules apply to non-EU citizens. It's important to inform yourself early about the respective regulations to avoid any unpleasant surprises. At GoMovin, we support you in understanding the necessary steps and assembling all required documents. Our goal is to make your move as easy as possible.
Residence Permit and Registration
EU citizens benefit from freedom of movement within the European Union, meaning that you can generally enter Finland without a visa or residence permit. However, if you wish to stay in Finland for more than three months, you must register your right of residence. For non-EU citizens, a work or student visa is usually required, which you must apply for at the Finnish Immigration Service (Migri). The registration of the right of residence is an important step to access various services and social benefits in Finland. GoMovin helps you keep track of the various applications and deadlines.
Required Documents and Bureaucratic Procedures
To move to Finland, you will need various documents and have to complete some bureaucratic procedures. Here is a checklist to help you stay organised: Apply for a Finnish personal identity code (henkilötunnus) at the Digital and Population Data Agency. This number is important for many aspects of daily life in Finland, such as banking and dealings with authorities. Apply for a tax card (verokortti) at the tax office to ensure your taxes are correctly deducted. Register with the Digital and Population Data Agency to officially register your place of residence. The Finnish personal identity code is essential for participating in public life. GoMovin assists you in obtaining all necessary documents and accompanies you through the bureaucratic procedures to ensure everything runs smoothly.
Social benefits in Finland: Kela as the central point of contact
Kela: Das finnische Sozialversicherungssystem
Kela is the core of the Finnish social security system, offering a wide range of benefits for residents of Finland. It is important to understand the benefits Kela provides and how you can access them to ensure your social security in Finland. At GoMovin, we help you navigate the Finnish social security system and apply for the benefits relevant to you.
What is Kela and what benefits does it offer?
Kela is a government institution responsible for managing various social benefits. These include health insurance, which gives you access to medical care, family benefits such as child allowance and maternity allowance, as well as other social support such as unemployment and housing benefits. Kela also offers benefits to students and pensioners. A comprehensive overview of the social security rights in Finland is available online. GoMovin assists you in selecting the benefits suited to you and helps with the application process.
Eligibility for Kela benefits
To be eligible for Kela benefits, you must meet certain conditions. Generally, registration with Kela is required, along with having a social security number. The exact requirements depend on the type of benefit you wish to apply for. EU citizens usually have easier access to Kela benefits compared to non-EU citizens. Kela offers a joint information package with the Tax Administration, tailored specifically to the needs of immigrants. This package contains important information on social security and taxation in Finland. GoMovin provides individual advice on your entitlements and assists you in meeting all necessary requirements.
The joint information package from Kela and the Tax Administration
The joint information package from Kela and the Tax Administration is a valuable resource for anyone moving to Finland. It contains important information on social security and taxation, as well as a list of the required documents needed for registration with Kela and the tax office. This package helps you quickly get an overview of the essential aspects of life in Finland. Kela provides comprehensive information for people moving to Finland. GoMovin ensures you receive all the necessary information and supports you in navigating the Finnish administrative system.
Healthcare system in Finland: Mandatory health insurance ensures provision
Health Insurance in Finland
The Finnish healthcare system is renowned for its high quality and comprehensive access to medical care. A mandatory health insurance ensures that all residents of Finland are covered. However, it is important to understand how the system operates and what options you have to supplement your healthcare. We at GoMovin provide you with detailed information about the Finnish healthcare system and assist you in making the right choice for your needs.
The Finnish Healthcare System
Finland has a mandatory, universal health insurance administered by Kela. This insurance covers a significant portion of the costs for medical treatments, medications, and hospital stays. However, there is a restricted choice of doctors, as typically the local health centre (terveyskeskus) is the first point of contact. They decide if further treatment by a specialist is necessary. The Finnish health insurance is a crucial part of the social system. GoMovin supports you in signing up for health insurance and helps you navigate the Finnish healthcare system.
Private Health Insurance as a Supplement
While public health insurance provides good basic protection, a private health insurance can be beneficial for obtaining additional services and greater freedom of choice regarding healthcare providers. This is particularly relevant for individuals not covered by public funding or those who place value on faster treatment. Private health insurance can also cover additional services such as alternative therapies or enhanced dental care. GoMovin is happy to advise you on choosing a suitable private health insurance that meets your individual needs.
Healthcare for Pensioners
There are special regulations regarding health insurance for pensioners from abroad. German pensioners are generally required to retain their German health insurance, as mandated by EU regulations. Swiss pensioners may need to maintain their Swiss health insurance if the majority of their pension comes from Switzerland. It is important to gather information early about the respective regulations to avoid double insurance or coverage gaps. GoMovin assists you in clarifying your health insurance situation and helps you find the optimal solution for your needs.
Job search in Finland: Language skills open doors to the job market
Work and Job Searching in Finland
Job searching in Finland can be a challenge, especially if you do not speak Finnish. Language skills are often key to success, as many employers expect fluent Finnish. However, there are also opportunities for foreign professionals, particularly in certain sectors and professions. At GoMovin, we provide valuable tips and information on how to effectively conduct your job search in Finland.
Language Skills as the Key to Success
Finnish language skills are essential for certain professions, particularly in the fields of policing and healthcare. Smooth communication with colleagues and clients is crucial in these areas. In some laboratory settings or in the IT sector, English may suffice, but even here, basic knowledge of Finnish is advantageous. The Finnish language is often a requirement for a successful career. GoMovin recommends that you attend a language course early on to improve your chances in the Finnish job market.
Job Searching and Kela
Kela can also be a resource for your job search. They offer information and support in finding job opportunities tailored to your qualifications and interests. It is worthwhile to check Kela's offerings and seek their advice. Additionally, there are numerous online job portals and recruitment agencies that can assist you in finding a suitable position. GoMovin supports you in creating a compelling CV and helps you prepare for job interviews.
Professional Recognition and Qualifications
If you have foreign professional qualifications, it is important to learn about the recognition of professional qualifications in Finland. In some cases, you may need to have your qualifications recognised in order to work in your profession. The relevant authorities can provide information on the steps required. GoMovin supports you in the recognition of your professional qualifications and helps you assemble the necessary documents.
Buying property in Finland: A notary ensures legal aspects are covered
Living and Life in Finland
Choosing where to live and how to arrange your life in Finland are key aspects that significantly influence your relocation. Whether you wish to buy or rent a property, there are several things to consider. At GoMovin, we provide valuable tips and information on how to make the most of your new life in Finland.
Property Purchase in Finland
EU citizens can generally purchase property in Finland without any issues. However, there are some points you should be aware of. It is advisable to involve a notary in the transaction to ensure that all legal aspects are handled correctly. Additionally, you must register the property within six months to avoid high fees. Having a notary in the transaction is essential. GoMovin supports you in finding a suitable property and guides you through all steps of the buying process.
Rental Apartments and Initial Steps
Renting an apartment can be a good alternative to buying, especially if you are not yet sure where you want to live permanently. It's important to note that Finnish standards for property quality may differ from those in other countries. It is recommended to carefully inspect the apartment before renting. Etuovi.com is a good resource for property searches. GoMovin helps you find a suitable rental apartment and assists you with contract reviews.
Financial Aspects and Taxes
If you receive a pension from abroad, you must consider the tax implications of foreign pensions. It is important to be informed about the bilateral agreements and their effects on health insurance. Tax returns in Finland are usually filed electronically, and the tax office offers support in various languages. GoMovin advises you on all financial aspects of your relocation and helps you manage your tax affairs.
Overcoming Challenges: Navigating Integration and Language Barriers
Challenges and Drawbacks of Moving to Finland
A move to Finland is not without challenges. It is important to be aware of potential difficulties in order to prepare effectively. We at GoMovin want to help you overcome these challenges and make your move as smooth as possible.
Language Barrier and Integration
The Finnish language can pose a significant challenge, especially for those with no prior knowledge. The language is important not only for everyday life but also for social integration. It can be difficult to form friendships and integrate into society without speaking the language. The language barrier is one of the biggest challenges when moving. GoMovin recommends that you attend a language course early on and actively seek contact with locals.
Cultural Differences
Cultural differences can also pose a challenge. Finnish culture is often known for being reserved and introverted. It requires patience and openness to adapt to Finnish culture and understand people's mentality. GoMovin supports you in cultural integration and provides valuable tips on how to feel comfortable in Finland.
Costs and Living Expenses
The costs and living expenses in Finland can be higher than in other countries. It is important to create a realistic financial plan and consider all cost factors, including moving costs and ongoing living expenses. GoMovin offers you transparent pricing information and helps you optimally plan your moving budget.
Moving Checklist: Step by Step to a Successful New Start
Checklist for Moving to Finland
A well-planned move is key to a successful start in Finland. This checklist will help you keep track and ensure you don't forget any important steps. We at GoMovin accompany you on your journey and support you in all preparations.
Before the Move
Before relocating to Finland, there are some important preparations to make. Check if you need a residence permit (if you are not an EU citizen). Look for a job or place to study to secure your livelihood. Start a language course to prepare for everyday life in Finland. Planning is crucial. GoMovin assists you with organizing all necessary documents and helps you make the right decisions.
After the Move
Once you have arrived in Finland, there are a few initial steps to take. Register with the authorities to register your residence. Apply for a personal identification number, which you will need for many aspects of daily life. Open a bank account to manage your finances. Submit a Kela application to access social benefits. GoMovin accompanies you in the initial steps in Finland and helps you settle in quickly.
Key Benefits of Moving to Finland
Here are some of the key benefits you'll gain:
High Quality of Life: Enjoy a balanced lifestyle with access to excellent education, healthcare, and social services.
Stunning Nature: Explore Finland's beautiful landscapes, including forests, lakes, and the Northern Lights.
Safe and Secure Environment: Benefit from a low crime rate and a stable, well-functioning society.
Living Successfully in Finland: Planning and Kela as Key
Conclusion
Moving to Finland is a major decision, but with the right preparation and support, it can be successfully accomplished. Kela plays an important role in providing you with access to social benefits and financial support. At GoMovin, we are here as an experienced partner to help make your move as stress-free as possible.
Summary of Key Points
Planning is the key to success. Be informed early about the requirements for the move, the necessary documents, and the different administrative processes. Kela is an important partner for newcomers as it provides you with access to social benefits and financial support. Take advantage of the various information and advisory services to prepare optimally. GoMovin supports you at all stages of the moving process and helps you avoid common pitfalls.
Outlook on a Successful Life in Finland
Finland offers many positive aspects and opportunities for a successful life. The high quality of life, the nature and recreation, as well as the good educational opportunities, are just a few examples. With the right preparation and support, you can realize your dream of living in Finland. We at GoMovin wish you all the best for your new start in Finland and are always at your disposal. Contact us here to learn more about our services. We simplify the moving process and make international relocation stress-free, efficient, and personalized. Let's plan your move to Finland together!
Further useful links
Kela offers information for people moving to Finland.
Statistics Finland provides statistics on the population and migration in Finland.
Infopankki is a multilingual information portal for expatriates moving to Finland.
Finnish National Agency for Education provides information on the recognition of international qualifications.
Kela International offers special information for expatriates.
Digital and Population Data Services Agency provides information on population registration in Finland.
Ministry of Economic Affairs and Employment of Finland provides information on the labour market and the economy in Finland.
FAQ
What role does Kela play when moving to Finland?
The Kela (Social Insurance Institution) is central to your social security in Finland. It provides health insurance, family benefits, and other social support for newcomers.
Am I automatically entitled to Kela benefits as an EU citizen?
As an EU citizen, you benefit from free movement. However, to receive Kela benefits, registration is required, especially if you stay in Finland for more than three months.
What documents do I need for Kela registration?
You need a Finnish personal identity code (henkilötunnus), which you can apply for at the Digital and Population Data Agency. A valid ID is also required.
What social benefits does Kela offer?
Kela offers a wide range of benefits, including health insurance, family benefits (child allowance, maternity allowance), unemployment allowance, and housing allowance.
How does Kela affect my health insurance?
Kela administers the compulsory health insurance in Finland. This covers a significant portion of the costs for medical treatments, medications, and hospital stays.
Can I receive Kela benefits as a pensioner?
Even as a pensioner, you may be eligible for Kela benefits under certain conditions. It is important to consider the tax implications of pensions from abroad.
How do I find a job in Finland with Kela's support?
Kela can support your job search by providing information and assistance with finding job opportunities tailored to your qualifications.
Where can I find the joint information package from Kela and the Tax Administration?
The joint information package provides important information on social security and taxation in Finland and is available online on Kela's website.
