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Living as a retiree abroad: Your dream, our expertise!
Retirement is the time to realize long-held dreams. Many are drawn to warmer climates or places with lower living costs. But moving abroad requires careful planning. Do you need support in planning your retirement abroad? Contact us to learn more.
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Retirement is the time to realize long-held dreams. Many are drawn to warmer climates or places with lower living costs. But moving abroad requires careful planning. Do you need support in planning your retirement abroad? Contact us to learn more.
Retirement is the time to realize long-held dreams. Many are drawn to warmer climates or places with lower living costs. But moving abroad requires careful planning. Do you need support in planning your retirement abroad? Contact us to learn more.
Retirement is the time to realize long-held dreams. Many are drawn to warmer climates or places with lower living costs. But moving abroad requires careful planning. Do you need support in planning your retirement abroad? Contact us to learn more.
Dreaming of a relaxing retirement abroad? Discover how to plan and finance your move as a retiree, the health aspects to consider, and which countries are particularly suitable.
The dream of retirement abroad is enticing for many Germans. However, before packing your bags, careful planning is essential. At GoMovin, we support you in making your move as a retiree smooth and stress-free. A crucial aspect is financial planning to ensure that your pension is sufficient for the cost of living abroad. This involves not only the pure relocation costs but also the ongoing expenses in the new country of residence.
It is important to have a clear understanding of your pension income and to compare it with the expected expenses abroad. Also, consider possible health insurance costs and financial buffers for unforeseen events. Early engagement with these topics will help you avoid financial bottlenecks during retirement abroad. Deutsche im Ausland offers valuable information on this.
In addition to finances, you should also consider the linguistic and social aspects. Learning the local language facilitates integration and helps you make social contacts. Otherwise, significant everyday problems can arise. Building and maintaining social contacts is also crucial to avoid loneliness in old age. Look for German-speaking communities or clubs in your destination country to settle in faster. At GoMovin, we are happy to help you find the right support. Our relocation assistance is comprehensive and tailored to your needs.
Securing pension entitlements: How to ensure payout abroad
A key point when retiring abroad is your pension entitlements. The good news is that your pension will continue to be paid in most cases, even abroad. Within the EU, Iceland, Liechtenstein, Norway, and Switzerland, the full pension is generally paid without restrictions. However, there are exceptions, especially if foreign insurance periods are considered in your pension. The German Pension Insurance provides detailed information on this.
Outside the EU, restrictions may apply if there is no social security agreement with Germany. Therefore, obtain information from the German Pension Insurance early about your individual entitlements. The safest method for pension payment is bank transfer. While cheque payments are also possible, they may be subject to postal delays and bank charges. In addition, the Pension Service of Deutsche Post AG requires an annual proof of life certificate to continue the pension payment. We at GoMovin support you in communicating with the authorities and ensure that your pension is paid into your account on time.
Tax aspects must also be considered. Since 2005, your pension has been taxed individually, and there are double taxation agreements with many countries. The Neubrandenburg Tax Office is your contact for the taxation of your German pension abroad. If you have a Riester pension, you should note that allowances may have to be repaid if you move outside the EU. We at GoMovin offer comprehensive advice on all financial and tax matters related to your retirement abroad. Our expertise helps you avoid financial pitfalls and enjoy your retirement without worries.
Health Insurance Abroad: Ensuring Optimal Coverage
The health insurance is another important aspect to consider when retiring abroad. Within the EU/EEA and countries with social security agreements, your German statutory health insurance may still apply under certain conditions. However, the entitlement to benefits is limited to the new country of residence. Therefore, comprehensive protection is recommended with a private health insurance, especially if you move to a country without a social security agreement, such as Thailand.
For private health insurance, you should pay attention to age limits and the exclusion of pre-existing conditions. Globality offers a solution for continuous insurance coverage worldwide, possibly including pre-existing conditions. Another option is converting your German statutory health insurance into a dormancy option to ensure resumption upon an eventual return to Germany. Reiseversicherung.com provides useful information on this.
At GoMovin, we help you find the right health insurance for your retirement abroad. We advise you on the various options and assist you in selecting the optimal insurance cover. This way, you can enjoy your retirement abroad with confidence, without having to worry about your healthcare. Our experts are at your side with advice and action to ensure that you are well protected. With our insurance, you are always on the safe side.
Popular destinations: Find your dream retirement location
Choosing the right country is crucial for a successful retirement abroad. There are numerous popular destinations suitable for German retirees. The 'Global Retirement Index' evaluates countries based on various criteria such as accommodation, visa benefits, living costs, healthcare, and climate. However, the index is somewhat US-centric, which can affect ratings for non-US citizens. Travelbook.de offers interesting insights on this.
Panama, for instance, provides excellent visa benefits and discounts for retirees. Portugal is also very popular, although housing costs are rising there. Costa Rica is known for its environmental protection and relaxed lifestyle. Mexico attracts with affordability and cultural richness. France scores with a strong healthcare system, although the living costs are higher. Bulgaria is a budget-friendly option with low living costs. At GoMovin, we help you find the right country for your retirement abroad. We take into account your individual needs and financial possibilities to ensure you make the best choice.
When choosing your destination, you should also consider the climate conditions, cultural differences, and the distance to your family and friends. A trial run in the form of an extended trip can help you get to know the country better and see if it meets your expectations. We at GoMovin support you in planning and organizing your move so that you can enjoy your retirement abroad from the start. Our comprehensive services include finding accommodation, organizing transport, and assistance with official procedures.
Alternative Housing Options: Luxury or Budget – Your Choice Abroad
Beyond the classic living in an apartment or house, there are alternative living options for retirees abroad. Long-term cruises such as those with MV Narrative, The World, or Utopia offer luxurious living with medical care. However, the costs are very high, with annual expenses ranging from 60,000 to 186,000 Euros plus a purchase price of 350,000 to 7 million Euros. Die Bayerische provides information about further living options.
A more budget-friendly option is senior residences in Thailand, which offer comprehensive care at a fraction of the cost in Germany. For example, Lanee's Residence with full-time care costs about 2,000 Euros per month. However, private health insurance is required here, as there is no social security agreement with Germany. We at GoMovin will advise you on the various living options and help you find the right choice for your needs and budget. We assist you in finding suitable facilities and organizing your move.
When choosing your living option, you should consider your individual needs and preferences. Do you value comfort and luxury, or do you prefer a cost-effective solution? Do you require comprehensive care, or are you still fit and active? We at GoMovin take the time to understand your desires and needs and present you with the best possible solution. This way, you can enjoy your retirement abroad to the fullest, without having to worry about the organizational details.
Active in Retirement: Discover Social Involvement and New Hobbies
Retirement offers you the opportunity to dedicate yourself to new activities and hobbies. Travel, education, voluntary work, and social interaction are important components of a fulfilling later life. "Granny Aupair" programmes provide women over 50 with the chance to gain international experience and support families abroad. Universities offer special programmes like "Study 50 Plus" and "Senior Consultant" to promote intellectual stimulation and social contacts. Senior clubs offer a variety of activities to promote physical and mental well-being. Libify.com provides suggestions for a fulfilling later life.
Voluntary activities such as family sponsorships also offer you the chance to engage socially and provide emotional support to families. Older volunteers benefit from training and social interaction. We at GoMovin support you in integrating into your new country of residence and in making new social contacts. We connect you with clubs, organisations, and self-help groups that match your interests. This way, you can actively and socially integrate your retirement abroad.
An active and socially integrated lifestyle significantly contributes to your well-being in retirement. Use the time to learn new skills, volunteer, or simply meet new people. We at GoMovin assist you in finding the right offers and opportunities so that you can fully enjoy your later life. Our comprehensive services include advice, connecting you with contacts, and support in organising your leisure activities.
Mastering Bureaucracy: How to Ensure a Smooth Move
Emigrating as a retiree comes with some bureaucratic hurdles. For EU citizens, these hurdles are minimal within the EU. Non-EU citizens require careful planning, including research into visa requirements and language skills. It's important to maintain family contacts and integrate into your new country of residence. A trial run in the form of an extended trip can help you test the new lifestyle.
At GoMovin, we support you with all bureaucratic matters related to your move. We assist you with visa applications, registering with authorities, and opening a bank account. We ensure that you have all the necessary documents and information to make your move smooth. Our expertise and network help you save time and stress. With our support for emigration, you are well-prepared.
Careful preparation is the key to a successful move. Start planning early and seek advice from experts. At GoMovin, we stand by you with help and advice to realise your dream of retirement abroad. Our comprehensive services include advice, organisation, and support with all bureaucratic matters. This allows you to enjoy your retirement without having to worry about administrative details.
Overcoming Challenges: Conquering Loneliness and Language Barriers
Even in retirement abroad, challenges can arise. Loneliness and language barriers are common issues faced by expatriates. It is important to actively make new social contacts and join clubs and organisations. Language courses and language tandems can help you learn the local language. Use translation services to overcome language barriers.
At GoMovin, we support you in overcoming these challenges. We connect you with German-speaking communities and provide assistance with integrating into your new country of residence. We help you find language courses and use translation services. This way, you can overcome language barriers and establish new social connections. Our expertise and network help you feel at home in your new environment.
Health care can also present a challenge. Ensure that you receive adequate medical care and take out appropriate health insurance. At GoMovin, we advise you on the different options and help you find the optimal insurance coverage. This way, you can enjoy your retirement abroad without worrying about your health care. Our experts are on hand to ensure that you are well-secured.
A fulfilled life abroad: Plan your retirement now with GoMovin!
A fulfilling life as a retiree abroad is possible with careful planning and good preparation. Choosing the right country depends on your individual needs and financial resources. An active and socially integrated lifestyle significantly contributes to your well-being. At GoMovin, we assist you every step of the way to achieving your dream of retirement abroad. Our comprehensive services include advising, organising, and supporting you with all bureaucratic matters.
Emigrating as a retiree offers you the chance for a new and fulfilling chapter in your life. Use this time to explore new cultures, discover new hobbies, and form new social contacts. At GoMovin, we help you realise your dream and make the most of your golden years. Our expertise and network are at your disposal to ensure you are well-prepared. With our help, your retirement abroad will become an unforgettable experience.
Dreaming of a relaxed retirement abroad? At GoMovin, we make your dream come true! We simplify the relocation process, making international relocation stress-free, efficient, and personalised. Contact us today for a personal consultation and find out how we can help you optimally plan and finance your retirement abroad. Visit our contact page and start your new chapter today!
Further useful links
The Deutsche im Ausland offers valuable information and support for Germans living abroad or those wishing to spend their retirement there.
The Deutsche Rentenversicherung provides detailed information about pension payments abroad and the associated terms and conditions.
FAQ
What financial aspects are especially important when relocating abroad as a retiree?
It's important to have a clear understanding of your pension income and to compare it with the expected cost of living abroad. Also consider potential health insurance costs and financial reserves for unforeseen events. GoMovin assists you with financial planning.
How can I secure my pension entitlements when moving abroad?
Your pension is generally paid even when you move abroad. Within the EU, Iceland, Liechtenstein, Norway, and Switzerland, full pension payments are typically made without restrictions. GoMovin supports you in communicating with the authorities.
What health insurance is recommended for retirees abroad?
Within the EU/EEA and in countries with social security agreements, your German statutory health insurance may still be valid under certain conditions. For comprehensive coverage, a private health insurance is recommended. GoMovin helps you find the right health insurance.
Which countries are particularly suitable for retirement abroad?
Popular destinations include Panama, Portugal, Costa Rica, Mexico, and Bulgaria. The choice depends on your individual needs and financial capabilities. GoMovin helps you find the right country.
What alternative living arrangements are there for retirees abroad?
Apart from traditional housing, there are long-term cruises or retirement homes, for example, in Thailand. GoMovin advises you on different housing options.
How can I stay active and socially integrated during retirement abroad?
Travel, education, volunteering, and social interaction are important. Look for German-speaking communities or clubs. GoMovin connects you with clubs and organisations.
What bureaucratic hurdles are there for retirees relocating abroad?
For EU citizens, hurdles within the EU are minimal. Non-EU citizens require careful planning, including research on visa requirements. GoMovin supports you with all bureaucratic matters.
How can I overcome loneliness and language barriers during retirement abroad?
Actively establish new social contacts and join clubs and organisations. Language courses and language tandems can help. GoMovin connects you with German-speaking communities.
